Archive for amber gunn broker
Discount Bank Notes For Sale: Note Trading Mechanics 101
Posted by: | CommentsNOTE TRADING MECHANICS 101
The current economy limits the number of BANK QUALIFIED POTENTIAL BUYER’S for real estate. This ads to the downward pressure of the achievable price for your PROPERTY FOR SALE. The simple solution for this dilemma is often overlooked by all parties to the transaction, VENDOR, PURCHASER, REAL ESTATE AGENT. The solution is VTB (VENDOR TAKE BACK), or a TRUST DEED this means the VENDOR holds a mortgage on his property for the balance of the price after the PURCHASER made his DOWN PAYMENT, example: PROPERTY VALUED AT $200,000, the purchaser has $80,000 for a DOWN PAYMENT, leaving a $120,000 balance to be financed. The VENDOR takes back a VTB for $120,000 for 5 years with a 25yr AMORTIZATION at a rate of 8% which translates into monthly payment of $926.18. The vendor wanting to cash out would offer the mortgage note at a discount to investors. The 8% return to the investor with a LTV(LOAN TO VALUE RATIO) of 60% security is quite attractive thereby netting $120,000. The vendor can sweeten the deal by DISCOUNTING the MORTGAGE to $110,890 and thereby giving the note purchaser a ROI(RETURN ON INVESTMENT) of 10%.
There is another possibility for the VENDOR of accessing a smaller lump sum of cash by just selling the 5 yr cash flow($926.18 x 60) and retaining the principal, this would yield the vendor of the first example $43,590.97 and still collect the REMAINING PRINCIPAL BALANCE OF $ 110,728.73 at the end of the 5yr term. The NOTE PURCHASER would receive the cash flow of $926.18 monthly for 5yrs($926.18 x 60) for a total of $55,570.77 with AN INCENTIVE of 10% ROI on the cash flow portion, buying it for $43,590.97.
The next step in the money chase is to find a buyer for your MORTGAGE NOTE. This can be achieved in several ways, contacting Real Estate Agents, Mortgage Brokers, or placing advertisement in your local papers, or doing research on the internet.
One of the ways to achieve the optimum price on your mortgage note is to deal directly with a buyer. This is a daunting task if you do not have any experience or contacts in this field. The solution to this is WWW.NOTETRADINGPOST.COM Where BUYERS and SELLERS can deal directly with each other.
If you are looking for a place to advertise your note for sale directly to potential purchasers or you wish to invest and deal directly with the NOTE VENDOR then your choice site is WWW.NOTETRADINGPOST.COM
It is a good starting point for both BUYERS and SELLERS to visit WWW.NOTETRADINGPOST.COM to get an overview of what is available in the REAL WORLD.
I have extensive background in Finance & Real Estate you can Email me with any questions. My Email: money@NoteTradingPost.com
or visit the site http://www.NoteTradingPost.com
Chapter 1 “Accepting the Invitation”
Posted by: | Comments“The Invitation” by Oriah Mountain Dreamer
Chapter 1 “Accepting the Invitation”
I want to live with deep intimacy every day of my life…
- The first warning, then, is also the first promise: if this book succeeds in actually taking you into the territory of “The Invitation,” you will experience, not just read about, the ache, the sorry, the joy, the courage, the peace…
- This, then, leads to the second warning and promise: the consequences of moments of deep intimacy with yourself, another, of the world are completely unpredictable.
- The third warning holds yet another promise: no part of the journey is wasted.
“Are you ready to accept the invitation?”
I can tell you that it is possible to feel pain without moving to hide it or fade it or fix it, to dance with joy and feel the ecstasy completely, to live with the failure, to see beauty, to stand in the center of the fire…
that the courage to go deeper is found by letting you desire grow larger than you fear; that strength is found in your longing to live fully, your willingness to settle for nothing less…
I am compelled by some deep hunger of the soul, driven by a desire that will not leave me alone, to live life to the fullest…
It means tasting each mouthful, feeling each breath, listening to each song, being awake and aware of each moment as it unfolds…
Life lived intimately may not be easier. But it is fuller, richer, and more open to everything: the confusion and the insight, the excitement and the boredom, the shadow and the light…
Did I love well? There are a thousand ways to love other people and the world-with out touch, our words, our silences, our work, our presence. I want to love well. This is my hunger. I want to make love to the world by the way I live in it, by the way I am with myself and others every day. So I seek to increase my ability to be with the truth in each moment, to be with what I know, the sweet and the bitter. I wan to stay aware of the vastness of what I do not know. This what brings me to the journey. I do not want to live any other way….
From Chapter 1 “Accepting the Invitation”
Original content posted at http://austinrealestateandloans.wordpress.com
“The Invitation” by Oriah Mountain Dreamer
Posted by: | CommentsIt doesn’t interest me what you do for a living. I want to know what you ache for, and if you dare to dream of meeting your heart’s longing.
It doesn’t interest me how old you are. I want to know if you will risk looking like a fool for love, for your dream, for the adventure of being alive.
It doesn’t interest me what planets are squaring your moon. I want to know if you have touched the center of your own sorrow, if you have been opened by life’s betrayals or have become shriveled and closed from fear of further pain. I want to know if you can sit with pain, mine or your own, without moving to hit or fade it of fix it.
I want to know if you can be with joy, mine or your own, if you can dance with wildness and let the ecstasy fill you to the tips of your fingers and toes without cautioning us to be careful, to be realistic, to remember the limitations of being human.
It doesn’t interest me if the story you are telling me is true. I want to know if you can disappoint another to be true to yourself; if you can bear the accusation of betrayal and not betray your own soul; if you can be faithless and therefore trustworthy.
I want to know if you can see beauty, even when it’s not pretty, every day, and if you can source your own life from its presence.
I want to know if you can live with failure, yours and mine, and still stand on the edge of the lake and shout to the silver of the full moon, “Yes!”
It doesn’t interest me to know where you live or how much money you have. I want to know if you can get up, after the night of grief and despair, weary and buried to the bone, and do what needs to be done to feed the children.
It doesn’t interest me who you know or how you came to be here. I want to know if you will stand in the center of the fire with me and not shrink back.
It doesn’t interest me where or what or with whom you have studied. I want to know what sustains you, from the inside, when all else falls away.
I want to know if you can be alone with yourself and if you truly like the company you keep in the empty moments.
“The Invitation” by Oriah Mountain Dreamer
Original content posted at http://austinrealestateandloans.wordpress.com
“The Invitation” by Oriah Mountain Dreamer
Posted by: | CommentsThe Invitation
It doesn’t interest me what you do for a living. I want to know what you ache for, and if you dare to dream of meeting your heart’s longing.
It doesn’t interest me how old you are. I want to know if you will risk looking like a fool for love, for your dream, for the adventure of being alive.
It doesn’t interest me what planets are squaring your moon. I want to know if you have touched the center of your own sorrow, if you have been opened by life’s betrayals or have become shriveled and closed from fear of further pain. I want to know if you can sit with pain, mine or your own, without moving to hit or fade it of fix it.
I want to know if you can be with joy, mine or your own, if you can dance with wildness and let the ecstasy fill you to the tips of your fingers and toes without cautioning us to be careful, to be realistic, to remember the limitations of being human.
It doesn’t interest me if the story you are telling me is true. I want to know if you can disappoint another to be true to yourself; if you can bear the accusation of betrayal and not betray your own soul; if you can be faithless and therefore trustworthy.
I want to know if you can see beauty, even when it’s not pretty, every day, and if you can source your own life from its presence.
I want to know if you can live with failure, yours and mine, and still stand on the edge of the lake and shout to the silver of the full moon, “Yes!”
It doesn’t interest me to know where you live or how much money you have. I want to know if you can get up, after the night of grief and despair, weary and buried to the bone, and do what needs to be done to feed the children.
It doesn’t interest me who you know or how you came to be here. I want to know if you will stand in the center of the fire with me and not shrink back.
It doesn’t interest me where or what or with whom you have studied. I want to know what sustains you, from the inside, when all else falls away.
I want to know if you can be alone with yourself and if you truly like the company you keep in the empty moments.
“The Invitation” by Oriah Mountain Dreamer
Sale – Dress Shop Austin – On Congress Avenue
Posted by: | Comments30% off of any one sale item when you present this post!
Dress Shop Austin – On Congress Avenue Presents:
What to Wear this Weekend!
Dress Shop is in bloom! We’ve got an absolutely gorgeous crop of florals showing up everywhere from dresses to cardigans to clutches. With these pieces, you can make any occasion a garden party!
This gorgeous cardigan from Charlotte Tarantola is a perfect addition to a solid dress, like this draped jersey one from Suzi Chin in bright royal blue. Every shade of rose and lavender can be seen here, with just a splash of neon green, so it’s an instant wardrobe updater. Trend alert: skinny belts are going to be everywhere this season, so we’ve added a red leather one with tiny gold studs to break up the print here. Don’t let your handbag get left out of the fun- grab a brightly colored silk clutch on your way out the door (and don’t forget your red lipstick!).
The misty floral pattern on this gauzy halter dress from Parameter (right) makes this the perfect piece to throw on for a last-minute event, day or night. We love it with a fatigue jacket and boots for daytime or simple heels and sparkly earrings for night.
For an even subtler floral with just as strong a statement, look no further than this rosy pink Yoana Baraschi knit dress (left). The flower applique adds just the right amount of fancy, while the figure-skimming cut will show off your curves. Don’t you just love being a girl?
Dress Shop Austin – On Congress Avenue
This confection of a dress from McGinn features tier upon tier of delicately pleated cotton. The floral pattern here is made up of sunny yellow with muted lavenders and blues. Perfect for a daytime wedding, this dress is complemented by a pink patent skinny belt, adding just the right pop of bold color. We’ve also added a flower pendant, made up of multi-colored crystal petals. This lady-like look will have the girls asking where you shop and have the guys on their very best behavior, so only wear it if you’re prepared to be the center of attention!
Special Dress Shop Austin - On Congress Avenue – Sale Note:
We’re having a birthday party!
Leslie turns 30 next weekend and we’re celebrating with you, our lovely and loyal friends on Thursday, February 25th starting at 5pm with champagne and shopping (of course!). And as a party favor, we’ll give you an additional 30% off of any one sale item when you present this email! Use the “send to a friend” link up top to invite your girlfriends and when they sign up for our weekly email we’ll give them the same discount!
Offer applies to lowest-priced item eligible for discount and can not be used toward the purchase of gift cards. Sales are effective only on the date(s) posted and are not retro-active. Limit one per customer.
www.DressShopAustin.com | 512-527-3018 | Leslie@DressShopAustin
315 Congress Avenue Suite 100 Austin, Texas 78701
